Stam tips Pochettino for Manchester United job

first_imgJaap Stam believes that Tottenham manager Maurizio Pochettino is the right choice for United as they seek a permanent manager to replace Jose Mourinho.Pochettino has been widely named as Mourinho’s replacement by pundits and former United players like Gary Neville, and now Jaap Stam.“He is the best choice,” Stam told Sky Sports News.harry maguire, manchester UnitedMaguire says United need to build on today’s win George Patchias – September 14, 2019 Harry Maguire wants his United teammates to build on the victory over Leicester City.During the summer, Harry Maguire was referred to as the ultimate…“He’s got a lot of experience working in the UK with Southampton and Tottenham. He’s good in building a team, plays attractive football, playing out from the back to score goals and win games. I would say that’s my choice.“I think they can [get him]. There’s been a discussion at Spurs about not spending money on players, I think he is the type of manager who wants to invest every year and improve – at United he gets to do that.“They’ve got the money to do that. For him, that would be the ultimate step.”last_img read more

City officials break ground on new library in San Ysidro

first_img KUSI Newsroom, SAN DIEGO (KUSI) — City officials broke ground Friday on a library in San Ysidro, following more than two decades of discussion and planning.The 15,000-square-foot library will be built at Seaward Avenue and Beyer Boulevard at a cost of $13.5 million. It will replace the existing branch library in the city’s southernmost neighborhood. At nearly a century old, the existing library is the city’s oldest, according to the mayor’s office.“This is all about opening doors to opportunity and a brighter future,” Mayor Kevin Faulconer said. “This new branch library has been a long time coming for the San Ysidro community and represents One San Diego in action. It’s going to be more than just a place to check out a book. It’s going to be a place where the community gathers and where neighborhood children can learn and grow.”The building will be LEED Silver certified and feature amenities such as an outdoor reading patio and movie screen, public art, a teen center, study areas, computer lab, multi-purpose room and accommodations for those with disabilities.Councilman David Alvarez, who represents San Ysidro, spearheaded fundraising efforts for the library, which is expected to open in 2019, the mayor said.Alvarez said building a new library was one of his top priorities upon being elected.“I was proud to work with the community to secure the site and funding for this long-awaited project,” he said.The city purchased land for the library in 2015 and will contribute $12 million to the project. The San Diego Library Foundation has launched a campaign to raise $250,000 for the project and philanthropists and former San Ysidro residents Lloyd and Caroline de Llamas contributed $1.5 million, according to the mayor’s office. KUSI Newsroom City officials break ground on new library in San Ysidro Categories: Local San Diego News FacebookTwitter Posted: January 12, 2018 January 12, 2018last_img read more

MISSING LIZARD 35 Foot Pet Lizard Missing In Wilmington

first_imgWILMINGTON, MA — A 3.5-foot long black and white tegu lizard named “Tiggs” escaped from his outdoor enclosure on Tuesday, July 31 at the corner of Salem Street and Woburn Street.“Please be on the look out for my boy! He is a loved family pet and we are seriously concerned about him,” writes the owner. “If seen, please call 857-928-3140.”TiggsLike Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email wilmingtonapple@gmail.com.Share this:TwitterFacebookLike this:Like Loading… RelatedMISSING CAT: Have You Seen Mic?In “Missing Pets”MISSING DOG: Have You Seen Poquito?In “Missing Pets”MISSING CAT: Have You Seen Loki?In “Missing Pets”last_img read more

YouTube TV is giving longtime subscribers Showtime at no extra cost

first_img Now playing: Watch this: 1 Preview • YouTube TV has promise, but needs to grow before it’s worth $35 (hands-on) Review • YouTube TV review: The best premium live TV streaming service 1:26 YouTube TV’s price hike, Disney Plus details YouTube TV has a reward for some of its “longtime friends.” David Katzmaier / CNET YouTube TV appears to be offering some subscribers a summer of free Showtime. The live TV streaming service is giving “longtime friends” a subscription to Showtime at no cost through Sept. 5, 2019, according to offer messages shared by customers on social media.”Wowza!! I just got a free summer of @Showtime from @YouTubeTV no strings — just for being a loyal subscriber,” tweeted Rich Greenfield on Thursday, along with images of the offer.  YouTube TV apparently won’t automatically bill customers for the Showtime subscription once the deal has ended. “You can add it back if you love it, but that’s totally up to you,” reads the offer message. (Editors’ note: Showtime is a part of CBS, which also owns CNET.)Earlier this year, YouTube TV raised its monthly price from $40 to $50. The Google-owned service is one of a handful of subscription options aimed at cable TV cord-cutters who want to stream live TV channels such as ESPN, TNT and CNN, as well as local channels including ABC, CBS, Fox and NBC. Its competition includes Sling TV, Hulu with Live TV, PlayStation Vue and DirecTV Now, each with different channel packages and pricing.YouTube didn’t immediately respond to a request for more details. Commentcenter_img News • YouTube TV is now available across the US Share your voice Wowza!! I just got a free summer of @Showtime from @YouTubeTV no strings — just for being a loyal subscriber (spectrum has never done that) pic.twitter.com/o2xU5ySmjK— Rich Greenfield (@RichBTIG) June 14, 2019 YouTube TV Tags TVs Digital Media Showtime YouTubelast_img read more

HSBC says Bonus for Chairman Capped at 1 Million Pounds

first_imgBanking group HSBC Holdings Plc (HSBA.L) has attempted to head off investor criticism over a new pay plan, capping any share bonus for its Chairman Douglas Flint this year at 1 million pounds ($1.7 million) and saying it would be a one off.Under new pay proposals set out in March, HSBC said it could have awarded Flint up to 2.25 million pounds worth of shares as an annual bonus in exceptional circumstances.The bank had said in 2010, when the former finance director became chairman, he would be paid his salary but no bonus and some investors were concerned about the change in structure.HSBC said it had met with investors ahead of its annual shareholder meeting on May 23 and had made adjustments to the plan.Simon Robertson, chairman of the remuneration committee, said in a statement if any award was made this year to Flint it would reflect changes to his responsibilities since his original appointment when salaries were set.”Any award would be made in recognition of the exceptional circumstances facing HSBC over the medium term of intense regulatory change, an increased focus on changing conduct and behavior and the implementation of enhanced banking standards,” Robertson said.He said the share bonus would be specific to Flint, and the bank did not intend to make such payments a feature of the chairman’s pay over the long-term.Flint was paid 2.4 million pounds last year. Under the structure announced in March, he could have received 4.7 million pounds, but the maximum he can now get is 3.4 million.HSBC, like many other banks, has changed its pay structure this year to meet new EU rules that cap bonuses at the level of their fixed pay, or double the amount with shareholder approval.Rivals Standard Chartered Plc (STAN.L) and Barclays Plc (BARC.L) have faced significant opposition to their pay policies at recent shareholder meetings.($1 = 0.5960 British Pounds)last_img read more

Aniruddhas letter says nothing about his whereabouts

first_imgAniruddha RoyBusinessman and honorary consul of Belarus Aniruddha Roy, who returned home on Saturday after 81 days of his disappearance, emailed a letter to the media on Sunday stating that he still feels insecure.Signed in his name and written on a pad of his RMM business group, the letter, however, does not say anything about his whereabouts during these 81 days.“I, Aniruddha Roy, managing director of RMM group, am a victim of business vengeance. My business partner Mohiuddin Ahmed Mahin Gong tried his best to grip my three companies: RMM Leather Industries Ltd, RMM Knitting Clothing Ltd, RMM Sweater that comprise assets of more than 1.5 billion taka. On 27 August, after returning from a meeting at Union Bank at Gulshan-1, at about 4 pm, I was abducted. I suspect I fell prey to business vengeance,” read the letter.Claiming the accused tried to harm him in as many ways as possible he continues, “i) My organisation LIB had been denied shipment certificate unethically by the BFLLFEA (Bangladesh Finished Leather, Leather Goods and Footwear Exporters Association). ii) The company’s 50 million earned taka was subjugated through a personal account. iii) The workers of the company were threatened. iv) Documents were transferred from my office without my permission. I did not succumb to their pressure to hand over all my assets. By the grace of God, I could return on 17 November.”Aniruddha Roy has appealed to Sheikh Hasina for justice and security.Earlier Aniruddha was abducted from Gulshan on 27 August, by 7 or 8 persons introducing themselves as detectives. Several persons witnessed the scene including his driver.Aniruddha Roy is the honorary consul of Belarus and a seven-time honoured CIP (commercially important person) by Bangladesh government.last_img read more

Sirajuddoula charged for sexually harassing Nusrat

first_imgPrincipal of Sonagazi Islamia Senior Fazil Madrasa SM Sirajuddoula. Prothom Alo File Photo A Feni court here on Wednesday took cognisance of charges against SM Sirajuddoula, principal of Sonagazi Islamia Senior Fazil Madrasa, in a case filed for sexually harassing Nusrat Jahan Rafi before burning her to death, reports UNB. Senior judicial magistrate Zakir Hossain accepted a charge-sheet after inspector Shah Alam of Police Bureau of Investigation (PBI), also the investigation officer of the case, submitted it before this court. The court also fixed Thursday to begin the charge-framing hearing in the case. The PBI submitted the 271-page charge-sheet 98 days into the sexual harassment of the madrasa girl. A total of 29 people were made witnesses in the case. On 27 March, Sirajuddoula sexually harassed Nusrat in his office. Her mother filed the case against the principal the following day. On 6 April, Nusrat was set afire at an examination centre allegedly by people loyal to the principal after he was arrested and subsequently suspended following the filing of the case. She lost her battle for life on 10 April at Dhaka Medical College Hospital in the capital. Meanwhile, Nurul Amin, an office assistant of the madrasa, testified before the Women and Children Repression Prevention Tribunal here on Wednesday in the murder case filed over the killing of the madrasa girl. Judge Mamunur Rashid of the tribunal also fixed Thursday for recording the testimony of madrasa guard Mostafa. All the 16 accused in the case were produced before the court around 11:00am amid tight security.last_img read more

New evidence for a preferred direction in spacetime challenges the cosmological principle

first_imgThe hemisphere with the “preferred” direction on the left, in contrast to the opposite hemisphere on the right. The color of the dots represents the sign and magnitude of the anisotropy level. Image credit: Cai, et al. Statistical modeling could help us understand cosmic acceleration But a few recent studies have found the possible existence of cosmological anisotropy: specifically, that the universe’s expansion is accelerating at a faster rate in one direction than another. In the most recent study, scientists have analyzed data from 557 Type 1a supernovae and found, in agreement with some previous studies, that the universe’s expansion seems to be accelerating faster in the direction of a small part of the northern galactic hemisphere.The researchers, Rong-Gen Cai and Zhong-Liang Tuo from the Chinese Academy of Sciences in Beijing, have posted their study at arXiv.org. A valuable tool for cosmologists, Type 1a supernovae serve as “standard candles” due to their consistent peak luminosity, allowing researchers to measure their distance with high accuracy. Observations of these supernovae famously revealed in 1998 that the universe is not only expanding, but is doing so at an accelerating rate. And now, some observations of Type 1a supernovae at different locations in the sky hint that the acceleration is not uniform in all directions.In their analysis, Cai and Tuo looked at the deceleration parameter, q0, to quantify the anisotropy level of the northern galactic and southern galactic hemispheres. As the scientists explain in their study, the direction with the smaller value of q0 is expanding faster than the direction with the larger value. The researchers analyzed the data using both a dynamical dark energy model and a standard model without dark energy, and found that both models revealed similar results: an anisotropy deviation of 0.76 and 0.79, respectively, and a preferred direction of (309°, 21°) and (314°, 28°), respectively. As noted by the Physics arXiv Blog, this direction of greatest acceleration is in the faint constellation of Vulpecula in the northern hemisphere.But as Cai and Tuo note in their study, the case is far from closed. In contrast with the current results, some previous analyses of Type 1a supernovae data have not found any statistically significant evidence for anisotropies. And many other data – such as that for the cosmic microwave background radiation, galaxy statistics, and dark matter haloes – strongly support the assumption of homogeneity and isotropy on the cosmic scale. Yet considering that the cosmological principle is one of the pillars of modern cosmology whose fundamental importance is difficult to exaggerate, threats to its credibility won’t be taken lightly. If the cosmological principle turns out to be wrong, it would dramatically change the way we look at the world. (PhysOrg.com) — According to the cosmological principle, there is no special place or direction in the universe when viewed on the cosmic scale. The assumption enabled Copernicus to propose that Earth was not the center of the universe and modern scientists to assume that the laws of physics are the same everywhere. Due to the cosmological principle, scientists also assume that the universe is “homogeneous” – having a uniform structure throughout – and “isotropic” – having uniform properties throughout. More information: Rong-Gen Cai, et al. “Direction dependence of the acceleration in type Ia supernovae.” arXiv:1109.0941v2 [astro-ph.CO]via: Physics arXiv Blog This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. © 2011 PhysOrg.com Explore further Citation: New evidence for a preferred direction in spacetime challenges the cosmological principle (2011, September 7) retrieved 18 August 2019 from https://phys.org/news/2011-09-evidence-spacetime-cosmological-principle.htmllast_img read more

Insight LATAM team up for new South America promotion

first_imgInsight, LATAM team up for new South America promotion TORONTO — Insight Vacations’ new South America deal, in partnership with LATAM, offers a $500 Economy Class air credit per couple or an $800 Business Class air credit per couple, plus 10% off land.The deal is valid for bookings made by Sept. 9, 2016 for travel Jan. 1 – July 1, 2017.Insight says it’s celebrating its expanded 2017 Luxury Gold South America portfolio. “We are pleased to be partnering with LATAM to offer these incredible air savings to South America for our Canadian travellers,” said Cris David, president, Insight Vacations Canada. “From the wonders of Machu Picchu, the spectacular Iguassu Falls, to the incredible wildlife in the Galapagos Islands, Insight Vacations guests will experience the natural beauty and vibrant culture of these regions and be there sooner thanks to this generous offer by our valued LATAM partners.”The limited time offer is valid on the following Luxury Gold journeys: Treasures of the Incas; Classic South America; Grand Tour of South America; and the Quito and Galapagos extension. For more information contact your local Sales Manager. Travelweek Group Share Tags: LATAMcenter_img Friday, August 19, 2016 Posted by << Previous PostNext Post >>last_img read more

Contrast this with senators and congressmen who st

first_imgContrast this with senators and congressmen who stay in office for decades on end, selling all sorts of favors, amassing multi-million dollar campaign funds, and making themselves rich in the process. Most of them never really go away. At this point, our philosophical forefathers would be looking for places to buy torches… and they would be ready to beat anyone who called a system that supports such shenanigans a democracy.#4: Citizens chosen for positions like overseer of the marketplace were chosen completely at random. The word democracy is held in awe these days. Mention it almost anywhere and you’ll get instant nods of approval. People actually believe that democracy gives us harmony and peace, not to mention wealth. They are sure that it is the ultimate and inevitable end of human development, created by the wise and noble Greeks and given to us, the enlightened society that took it to the ends of the Earth! But if the ancient Greeks could see what we call ‘democracy,’ they would spit at it. They’d probably want to burn it down. As many problems as they had (and they had plenty), they were not fools, and it wouldn’t take them a day to condemn what the West now worships. Why would the old Greeks be so upset? Let’s take a look at their (Athenian) system and see how our modern form stacks up: #1: Greek citizen assemblies met 40 times per year in an open, public forum. Any citizen could speak and any citizen could vote. A vote of those present was final. Have you paid attention to the DC crowd lately? Have you noticed that they never leave? Instead, they slide back and forth between congress, commissions, agencies, lobbying firms, mega-corps and media. Have you noticed how often their children marry each other? Imagine choosing the boss of the IRS at random. We all know what would happen: You’d get a housewife from Portland one year and a plumber from Topeka the next. And they’d act like humans, rather than unfeeling automatons. The sanctimonious abuser state would crumble.#5: At the beginning of their democracy, the citizens of Athens were divided into ten tribes (and NOT along regional or family lines). This was done specifically to break the power of the aristocratic families. Because of this, the Greeks would be insulted when you assured them that we have “the rule of law.” They would say that when people can’t know the law, they are living in a tyranny, and no amount of fancy argumentation would convince them otherwise. And, again, they would be right. If you are ignorant of the law (80,000 pages of government-speak) but are still subject to punishment under the law, you are living in a tyranny. The founders would have no confusion about that.#3: A Council oversaw the daily affairs of the democracy. Each of ten tribes provided 50 men. But, only one tribe’s men (50 of them) served at any one time, and only for one month. (The Greeks had ten months in their year.) And once any person served as a Councilor, they were forbidden from serving again for ten years. That’s called “aristocracy.” However, people who are emotionally bound to the system can’t see it. The Greeks certainly wouldn’t be fooled.Losing Our Religion Do you remember a haunting song from the 90s called Losing My Religion? If so, cue that up in the back of your mind, because that’s what stands in front of the people of the West. The majestic “Democracy” that was supposed to be our savior is actually an abusive fraud. It’s time to let it go. That’s not easy, I know, but it needs to be done. Will you take the first step? Paul Rosenberg FreemansPerspective.comcenter_img Under this arrangement, playing tricks became almost impossible: as soon as the first of the month came along, the next tribe could turn your tricks around and do worse to you. If you were to take an ancient Greek to see “our laws,” they’d be looking at more than 80,000 pages of almost indecipherable language. (And those would be only the Federal laws.) The citizen is clearly unable to participate or even to understand what’s going on. Just this fact would cause the “fathers of civilization” to pronounce our system a fraud, and rightly so. The citizens are non-participants.#2: Laws were inscribed on stone pillars (stelae) and posted in prominent locations so that everyone would see them. Contrast that with what passes for (American) democracy now: Only special people are allowed to attend the assemblies. On top of that, there are far, far more meetings than anyone could hope to follow: General sessions, meetings for dozens of committees, party caucuses and more, running at all hours. No one person can come remotely close to keeping up with it all. Greek laws were accessible to every Greek. Not only were they required to be posted, but this requirement also guaranteed that there couldn’t be too many of them. Look at the Presidential lineup: Bush – Clinton – Bush – Obama – Clinton? – Bush?last_img read more

CASEY Severe but survivable event coming

first_img CASEY: “Severe but survivable” event coming This event will have repercussions on everything from how and where you shop and seek medical care…to how you invest and receive fixed income benefits, such as Social Security. Click here to learn more. Is it time to buy beaten down energy stocks? Energy prices have collapsed over the past 19 months. Last week, oil closed below $27 for the first time since 2007. Oil is now down 70% since June 2014. The price of natural gas has dropped 53% over the same period. Last month it hit $1.74, its lowest price since 1999. Shares of giant U.S. energy companies have crashed… Since June 2014, Exxon Mobil (XOM), the largest U.S. oil company, has fallen 25%. Chesapeake Energy (CHK), the largest U.S. natural gas company, has plummeted 89%. Halliburton (HAL), the largest U.S. oil services company, has plunged 56% since June 2014. Oil services companies sell “picks and shovels” to the oil industry. •  Kinder Morgan’s (KMI) stock has tanked… Kinder Morgan is the largest U.S. pipeline company. It operates 84,000 miles of oil and natural gas pipelines. Companies pay Kinder to transport oil and gas through its pipelines. In the early stages of the energy collapse, brokers sold Kinder stock as a less-risky way to invest in energy. Investors looking for safe income piled in. In 2014, Kinder Morgan paid a 4.8% annual dividend yield…2.5 times higher than the S&P 500’s dividend yield of 1.92%. Big energy companies’ profits depend on oil and gas prices. But as a “toll road” that makes money based on the volume of oil and gas it moves, Kinder should be able to withstand low oil and gas prices. At least that was the theory… In reality, crashing oil & gas prices have slammed Kinder’s business. Last year, the company’s first-quarter sales dropped 11% from the year before…second-quarter sales dropped 12%…and third-quarter sales dropped 14%. Last Wednesday, Kinder Morgan’s stock hit an all-time low of $12.01. That’s a 73% decline in less than two years. •  After Wednesday’s close, Kinder Morgan reported an 8% drop in fourth-quarter sales… The company lost $0.29 per share. It was the worst quarterly loss in the company’s history. •  Many investors were caught off-guard when Kinder Morgan’s stock tanked… Market Watch reported last month: Pipeline and fuel storage companies have been prized by many investors as the safest way to invest in the U.S. shale boom. But the companies paid out most of their available cash to shareholders eager for reliable dividends, which left many of them with large debt loads and at the mercy of lenders’ and investors’ willingness to continue lending to fund new projects. Until recently, borrowing or raising more money hasn’t been a problem. The fees that pipeline companies charge brought in steady, toll road-like revenue, and the companies were much loved by yield-hungry buyers, often wealthy retirees, who wanted steady dividends with little risk. Now that oil and gas prices have plummeted to less than half their 2014 peak, lenders could be tightening their requirements to tap more capital. •  On its earnings call, Kinder Morgan announced major spending cuts… The company slashed this year’s capital spending budget from $4.2 billion to $3.3 billion. Last month, the company cut its quarterly dividend by 75%. It was the first time in company history that Kinder cut its dividend. As Casey readers know, Kinder Morgan is one of many major energy companies to cut spending recently. According to banking giant Barclays, global energy producers cut spending by 23% last year and plan to cut another 15% this year. New Law Cracks Down on Right to Use Cash The U.S. government is trying to restrict your access to cash. But not for the reason you think…According to leaked evidence, it’s much, much worse. We’ll let you know when oil and gas stocks start to carve out a bottom. Chart of the Day Are gold miners carving out a bottom? Today’s chart shows the performance of the Market Vectors Gold Miners ETF (GDX), which tracks the performance of major gold mining stocks. Gold miners are leveraged to the price of gold. When the price of gold jumps, shares of major gold miners can jump two or three times more. GDX has been in a downtrend since gold peaked in 2011. In the summer of 2015, it started to carve out a bottom. As you can see, the price held above $13 for about six months. However, GDX recently broke below $13 and hit a new low. Although it didn’t drop much below $13, this is a reason to invest with caution. It’s a possible sign that the carved bottom won’t hold. We’re optimistic on gold miners. GDX has fallen 80% since 2011, making gold stocks extremely cheap. When gold stocks rally, the gains could be huge. However, we’re taking a cautious stance for now while we wait to see if this recent bottom holds. Recommended Links Regards, Justin Spittler Delray Beach, Florida January 25, 2016 We want to hear from you. If you have a question or comment, please send it to feedback@caseyresearch.com. We read every email that comes in, and we’ll publish comments, questions, and answers that we think other readers will find useful.center_img •  Investors were happy with Kinder’s cost-cutting plan… Kinder Morgan’s stock jumped 15.6% on Thursday. It was the stock’s best day ever. And it climbed another 11% on Friday. The rally has many investors calling a bottom in Kinder stock. Barron’s published a story over the weekend titled “Kinder Morgan Hits Bottom”… We think these calls are premature. The chart below shows the performance of Kinder Morgan’s stock since the start of 2014. You can barely see the recent spike in Kinder’s stock price… •  The energy market is highly cyclical… It goes through huge booms and busts. Today, the energy market is in a major bust. As Casey readers know, large oil and natural gas deposits (and the companies that own oil & gas infrastructure) are some of the most valuable assets on the planet. Owning these top resource companies can make you rich…if you buy at the right price. Buying top resource companies at bargain prices is a key strategy we use to build lasting wealth. •  But we’re not buying Kinder Morgan stock yet… Kinder Morgan stock is still plummeting. And it’s extremely risky to buy a stock that’s plummeting. Instead, we like to buy stocks that have “carved out a bottom.” “Carving out a bottom” is a simple concept. A stock in a downtrend carves out a bottom when it stops falling, forms a bottom for a period of time…and then starts climbing higher. A stock that’s carving out a bottom should hold above a certain price for a significant amount of time. This is a key signal that buyers are stepping in at this price, giving the stock a floor. The chart below shows video streaming giant Netflix (NFLX) carving out a bottom. It traded in a range for 17 months before finally breaking out in January 2013. The stock went on to gain 257% over the next 11 months. – —last_img read more

USA Today published an opinion column by President

first_imgUSA Today published an opinion column by President Trump Wednesday in which the president falsely accused Democrats of trying to “eviscerate” Medicare, while defending his own record of protecting health care coverage for seniors and others.The column — published just weeks ahead of the midterm elections — underscores the political power of health care to energize voters. But it makes a number of unsubstantiated claims.Here are 5 points to know1. The political context: Health care has emerged as a dominant issue on the campaign trail in the runup to the November elections. According to the Wesleyan Media Project, which tracks congressional advertising, health care was the focus of 41 percent of all campaign ads in September, outpacing taxes (20 percent), jobs (13 percent) and immigration (9 percent). Democrats are particularly focused on health care, devoting 50 percent of their ads to the issue, but health care is also a leading issue in Republican commercials (28 percent), second only to taxes (32 percent).Perhaps sensing that Democrats are gaining traction, Trump has decided to go on the attack, targeting the Democratic proposal known as “Medicare for All.”2. Cost of the plan: Trump claims that expanding the federal government’s Medicare program would cost $32.6 trillion over a decade. But as Business Insider reports, that would actually be a discount compared with the nation’s current health care bill.Trump’s figure was calculated by the libertarian Mercatus Center, but he fails to note that total health care spending under Medicare for All would be about $2 trillion less over the decade than currently projected. The federal government would pay more, but Americans on the whole would pay less.Remember that the U.S. already spends far more per person on health care than does any other country. And when you count the tax break for employer-provided insurance, the federal government already pays about two-thirds of this bill. But because of the fragmented private insurance system, the government gets none of the efficiency or buying power that a single-payer system would provide.3. Health care rationing: Trump claims — with no supporting evidence — that “the Democratic plan would inevitably lead to the massive rationing of health care. Doctors and hospitals would be put out of business. Seniors would lose access to their favorite doctors. There would be long wait lines for appointments and procedures. Previously covered care would effectively be denied.”Detailed implementation of any single-payer plan would of course be subject to substantial negotiation. But the Medicare for All bill drafted by Sen. Bernie Sanders, I-Vt., states explicitly that “Nothing in this Act shall prohibit an institutional or individual provider from entering into a private contract with an enrolled individual for any item or service” outside the plan.4. Pre-existing conditions: Trump notes that as a candidate, he “promised that we would protect coverage for patients with pre-existing conditions.” In fact, Trump and his fellow Republicans tried — unsuccessfully — to repeal the Affordable Care Act, which guarantees insurance coverage for people with pre-existing conditions. GOP plans would leave it up to the states to craft alternative protections. In addition, Republican attorneys general have sued to overturn Obamacare’s protections, and the Trump administration has declined to defend them.America’s Health Insurance Plans, the trade group for the insurance industry, warns that ending the Obamacare guarantee could result in hardship for the estimated 130 million Americans under 65 with pre-existing conditions.”Removing those provisions will result in renewed uncertainty in the individual market, create a patchwork of requirements in the states, cause rates to go even higher for older Americans and sicker patients, and make it challenging to introduce products and rates for 2019,” AHIP said in a statement in June.5. Strength of Medicare: Trump writes that “Democrats have already harmed seniors by slashing Medicare by more than $800 billion over 10 years to pay for Obamacare. Likewise, Democrats would gut Medicare with their planned government takeover of American health care.”He is repeating a claim that was widely debunked during the 2012 election. The Affordable Care Act actually strengthened the solvency of Medicare, but it has since been weakened again by the GOP tax cut.The president is trying to play on the fears of seniors — who vote in large numbers — with the claim that any effort to improve health security for younger Americans must come at their expense. But that is a false choice. Copyright 2018 NPR. To see more, visit http://www.npr.org/.last_img read more

The American Medical Association is suing North Da

first_imgThe American Medical Association is suing North Dakota to block two abortion-related laws, the latest signal the doctors’ group is shifting to a more aggressive stance as the Trump administration and state conservatives ratchet up efforts to eliminate legal abortion.The group, which represents all types of physicians, has tended to stay on the sidelines of many controversial political issues, and until recently has done so concerning abortion and contraception. Instead, it has focused on legislation that affects the practice and finances of large swaths of its membership.But, said AMA President Patrice Harris in an interview, the organization felt it had to take a stand because new laws forced the small number of doctors who perform abortions to lie to patients, putting “physicians in a place where we are required by law to commit an ethical violation.”One of the laws, set to take effect Aug. 1, requires physicians to tell patients that medication abortions — a procedure involving two drugs taken at different times — can be reversed. The AMA said that is “a patently false and unproven claim unsupported by scientific evidence.” North Dakota is one of several states to pass such a measure, even as researchers who study the procedure say it’s not effective.The AMA, along with the last remaining abortion clinic in the state, is also challenging an existing North Dakota law that requires doctors to tell pregnant women that an abortion terminates “the life of a whole, separate, unique, living human being.” The AMA said that law “unconstitutionally forces physicians to act as the mouthpiece of the state.”It’s the second time this year the AMA has taken legal action on an abortion-related issue. In March, the group filed a lawsuit in Oregon in response to the Trump administration’s new rules for the federal family planning program. Those rules would, among other things, ban doctors and other health professionals from referring pregnant patients for abortions.”The Administration is putting physicians in an untenable situation, prohibiting us from having open, frank conversations with our patients about all their health care options — a violation of patients’ rights under the [AMA] Code of Medical Ethics,” wrote then-AMA President Barbara McAneny.It’s an unusually assertive stance for a group that has taken multiple positions on abortion-related issues over the years.Mary Ziegler, a law professor at Florida State University who has written several books about abortion, says that the AMA’s history on abortion is complicated. In general, she says, the AMA “didn’t want to get into the [abortion] issue because of the political fallout and because historically there have been doctors in the AMA on both sides of the issue.”In recent years, the AMA has taken mostly a back seat on abortion issues, even ones that directly addressed physician autonomy, leaving the policy lead to specialty groups like the American College of Obstetricians and Gynecologists, which has consistently defended doctors’ rights to practice medicine as they see fit when it comes to abortion issues.Ziegler says it is not entirely clear why the AMA has suddenly become more outspoken on women’s reproductive issues. One reason could be that the organization’s membership is skewing younger and less conservative. Also, this year, for the first time, the AMA’s top elected officials are all women.In its earliest days, the AMA led the fight to outlaw abortion in the late 1800s, as doctors wanted to assert their professionalism and clear the field of “untrained” practitioners like midwives.Abortion was not an issue for the group in the first half of the 20th century. The AMA became best-known for successful fights to fend off a national health insurance system.Leading up to Roe v. Wade, the 1973 Supreme Court decision that legalized abortion nationwide, the AMA softened its opposition. In 1970, the AMA board called for abortion decisions to be between “a woman and her doctor.” But the organization declined to submit a friend-of-the-court brief to the high court during its consideration of Roe.In 1997, the AMA, in a surprise move, endorsed a GOP-backed measure to ban what opponents called “partial-birth abortions,” a little used procedure that anti-abortion forces likened to infanticide. A year later, however, an audit of the AMA’s leadership found its trustees had “blundered” in endorsing the bill and had contradicted long-standing AMA policy.One reason the organization may be moving on the issue now could be the shifting parameters of the abortion debate itself. In 1997, the abortion procedure ban that the AMA endorsed “polled well and allowed abortion opponents to paint the other side as extremist,” Ziegler says.Exactly the opposite is true today, she says, as states pass abortion bans more sweeping than those seen at any time since Roe. Yet most public opinion polls show a majority of Americans want abortion to remain legal in many or most cases.”As abortion opponents take more extreme positions, the AMA is probably a little more comfortable intervening” Ziegler adds.Molly Duane, a lawyer from the Center for Reproductive Rights who is arguing the case for the AMA and North Dakota’s sole remaining abortion clinic, says the laws being challenged are “something all doctors should be alarmed by. … This is an unprecedented act of invading the physician-patient relationship and forcing words into the mouths of physicians.”Kaiser Health News is a national health policy news service. It is an editorially independent program of the Henry J. Kaiser Family Foundation, which is not affiliated with Kaiser Permanente. Copyright 2019 Kaiser Health News. To see more, visit Kaiser Health News.last_img read more

Building a Car or Fixing a House These YouTubers Can Help

first_img Apply Now » Guest Writer Building a Car or Fixing a House? These YouTubers Can Help. 2019 Entrepreneur 360 List Add to Queue 41shares Not long ago, I found a YouTube video that provided step-by-step instructions on how to fix the lid on a kitchen trash can that’s supposed to open when you step on the pedal. Whether you need to learn how to play a bass or fillet a bass, chances are there’s at least one video on YouTube that will provide a detailed how-to for the task at hand.It’s reminiscent of the podcast explosion. If you search for a podcast about heavy metal bands who only sing about fly fishing, chances are you’ll find one.For DIYers who like to make their own furniture, one of the YouTube superstars of the so-called maker video scene is a 50-year-old master craftsman named Jimmy Diresta. The guy can fabricate anything out of wood, steel and synthetic materials. Diresta has a million-plus YouTube subscribers who watch him work magic in a 5,000-square-foot Catskills Mountain work space. His toolset includes everything from rusted, century-old lathes to state-of-the-art CNC machines such as routers and plasma cutters.”Everything I’ve ever done for a living was making something,” said Diresta, who started making and selling signs to other kids when he was in elementary school.As an adult, Diresta spent 18 years building prototypes for the toy industry Then he started doing TV shows for Fox and the Discovery Channel. But he soon grew frustrated bending to the will and whim of his producers and clueless executives. So he turned to YouTube and hasn’t looked back. Diresta estimates he’s done more than 400 videos at this point, including exclusive content for Make magazine (the journal of the maker movement), the industrial design website Core77 and Rockler, which sells woodworking tools.Diresta says the key to a successful a maker video channel is producing content that your audience will want to share. Twenty-five of his videos, including videos about a sword that is concealed in a cane (below) and a hollow log treasure chest, have had more than a million views on YouTube. A few, including one in which he attached a multi-tool to a bowie knife, have have been viewed more than 5 million times.Diresta’s fans come from all over the world to visit him in New York. And some who don’t make the trek send him handmade stuff with the Diresta logo stenciled on it, a hat tip to his YouTube videos, which conclude with Diresta spray painting his surname on his projects with a stencil. In another nod to YouTube tradition, Diresta unboxes gifts from his fans on camera.The man receives a continuing stream of emails from other makers who initially express admiration for his video handiwork and then write back to alert him to their first videos. “My style has been stolen a million times to Sunday,” he says, “but I don’t mind. I like it.”Building houses and making gnocchiOne of Diresta’s admirers, who is starting to make a name for himself on YouTube, is Gardner Waldeier, a 34-year-old woodworker, auto mechanic and gourmet chef in Waterford, Maine. Waldeier is known as Bus Huxley on YouTube, a name he says just came to him. His videos are often made with the help of both a 60-year-old Ford tractor and a brand-new iMac.Waldeier has been cutting down trees on his land, milling them nearby, and building a new house with the lumber. There are 21 episodes so far in his A House Built from Trees series, with no end in sight. But he doesn’t limit himself to building in his videos. His eclectic channel offers screen time to baby raccoons, recipes for tacos and pickled jalapenos and such wacky endeavors as using a chainsaw to propel himself across a frozen lake.When he started making videos, Waldeier used an iPhone with a cracked screen someone gave him and a low-resolution garden cam that allows you to record video one frame at a time by setting the interval between frames.Waldeier’s videos do not yet have the reach of similar videos from Diresta. His four-minute video on fixing the brakes on a Toyota Corolla garnered fewer than 100 views. But his tutorial on changing a gas tank on a 1996 Ford pick-up truck had 12,000+ views. Waldeier’s most widely seen video is a step-by-step demonstration of how to make gnocchi, which accrued some 21,000 views.”I get many comments from people who say, ‘I’m trying this [recipe] tonight,’ and then the next day they write and say, ‘This is a great recipe. It worked just as the video said it would.’ That is hugely satisfying to me,” Waldeier tells PCMag.Diresta says he gets feedback from his subscribers every day. “Sometimes it’s someone who never thought to work with metal, but because I’ve been doing a lot of metal projects, they say, ‘I finally got my first welder. I never, ever was interested in welding but I see the combination of wood and metal you do, so now I’m going to try and do that.'”Diresta says his videos appeal to people who are not makers.”I always strive to make sure my videos include a transformation. If it shows a transformation, I think people become entertained and educated,” he said. “They say, ‘I didn’t know that pile of wood could become that beautiful piece of furniture.’ Or, ‘I never understood how a giant chunk of metal gets machined and turned into this other shape.'”Pushing gadgets to the limitThe makers on YouTube couldn’t do what they do without a GoPro or other small so-called action cameras.”You can plop them and drop them everywhere,” says Diresta, who owns a bunch of GoPros and swaps them out when the batteries drain. “GoPros just open up a whole new world of looking at things from underneath, inside, outside.”Waldeier has positioned his GoPro in some strange places: on shears he used to prune an apple tree (below), on the steering wheel of a cross-country ski trail groomer, in a pot into which he was ricing potatoes, on the scoop of an excavator he used to pull tree stumps out of the ground. It’s not surprising, then, that his GoPro has been subjected to more than a fair share of abuse.”I’ve dropped it from a 90-foot pine tree. I’ve run it over with my tractor. I’ve hit it with a hockey stick,” he says. “It’s incredible. It’s cracked but it’s holding up.”Not all Waldeier’s creative attempts to provide his YouTube followers with a birds-eye view pan out. Footage he recorded with a GoPro submerged in sap wasn’t used in his video about making maple syrup.These maker videos often violate some of the cardinal rules in filmmaking. Jump cuts abound, and what might be deemed as hokey attempts at magical realism also pass muster. During editing, Waldeier can take a tire off a car in an instant with the magic of his cursor, while vegetables seem to dance across a cutting board.Most of the time, the action in these step-by-step video are sped up. The first task in a project may be shown in real time but then the footage zooms by to give the viewer a sense of the project’s entirety. But there’s also a time for slowing things down.”If I’m holding up something that’s important, I’ll literally grab those three seconds and slow it down to… six seconds so that people can absorb it,” says Diresta. “I slow things down so people can do a frame grab on it and look at it and see what it is. So, I’ll show a bottle that I’m using only for an instant of a second, knowing that someone will just click through the frame rate and then, ‘Oh, I see it. Okay, that’s edge coat for leather. Let me write that down and go find that.'”The technique of speeding up or slowing down footage is as old as motion pictures themselves, but Waldeier says slow motion can have a powerful effect.”You can see the ax going into the piece of wood and see the wood splitting apart,” observes Waldeier. “And the same with sawdust shooting out. You see things happening [in slow motion] that you’re not aware of in regular life. It’s a whole unseen world.”Two other YouTube channels worth checking out are Tim Sway, a Connecticut-based maker who specializes in upcycling discarded objects into furniture, and a Swedish immigrant in Oregon who uses the nom de YouTube Darbin Orvar. Her maker career started in second grade in Sweden, where she was required to study wood-working and sewing in school. Among her YouTube projects are a concrete vase, a Bluetooth speaker, an upholstered headboard for a bed and a camera bag. Jon Kalish Writer Next Article July 24, 2017 For DIYers who like to make their own furniture, one of the YouTube superstars of the so-called maker video scene is a 50-year-old master craftsman named Jimmy Diresta. YouTube Image credit: YouTube via PCMag The only list that measures privately-held company performance across multiple dimensions—not just revenue. This story originally appeared on PCMag 8 min readlast_img read more

Should You Farm out Your Data Protection

first_img As a smart entrepreneur, the biggest problem to contend with in regards to cyber criminals is that they’re smart entrepreneurs, too. They’re highly motivated and technically proficient hard workers.What they’re after isn’t fame or notoriety. It’s about money. Specifically, that means stealing data–personal and business facts and figures that can be used to generate illegal profits. It also means hijacking the computing power of your PCs and servers to steal other people’s data in order to generate more profit.It’s true that businesses of all sizes are at risk and successful hacks at large corporations can pay off in a big way, but multinationals can also put up better defenses. Smaller businesses, by contrast, typically have limited IT resources, and the sheer number of firms in this category makes them irresistible. Even if your online transactions don’t involve money or billing, you’re still a fair target just by being connected to the internet.So how do business owners avoid becoming another statistic?Get in the cloud. Cloud-security’s value proposition is focused on saving money by scaling to your business needs and improving productivity; it also allows you to stay connected wherever you are, whether you’re using a laptop, desktop, or smart phone.By working in the cloud, you get faster, more responsive protection without overburdening and slowing down your computers, especially as the volume of threats increase. Cloud security uses the internet and the security company’s computers (data centers) to shoulder security technologies instead of relying on your PC’s storage space.But not all cloud-security is created equal. Before you make the final decision on which security product to purchase, I’d encourage you to ask these questions either to yourself, your channel partner or to the security vendor you’re considering:Does the vendor offer cloud-security products that can actually stop online threats before they even hit your office, and without slowing down your computers? Many vendors claim to do this, but unless the technology is integrated in the products that’s specifically tailored for your business, their claims can come up empty.Does the vendor have the size, expertise, and experience to not only invest, but maintain a cloud security infrastructure? An effective cloud security vendor needs global reach, a brigade of security experts, and multiple datacenters that can continue to scale to stop hundreds of millions of threats per hour around the globe.Is the technology mostly organically developed or through acquisitions? This is important because a big component of cloud security is how the technologies involved all work together. Companies that “grow” and develop their own technologies have a higher success in making sure they all meld together seamlessly which equals more effective protection.The idea of the most effective protection not completely residing on your PC, but floating somewhere out there can be a hard concept for some self-sufficient business owners to accept. But, in today’s borderless, electronic universe, relying on security outside of your businesses wall can be the safest measure of all. Should You Farm out Your Data Protection? Now, even your security can be handled by cloud computing software–but consider these factors before you get on board. 3 min read Dal Gemmell Opinions expressed by Entrepreneur contributors are their own. Add to Queue Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Next Article March 18, 2010 Dal Gemmell is a senior global product marketing manager in the Trend Micro Small Business solutions team. As a global product marketing manager, he works in partnership with regional leaders to drive sales and marketing efforts. Technology –shares Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. Enroll Now for $5last_img read more

New ddPCR technology helps detect quantify TERT promoter mutations linked to many

first_imgReviewed by James Ives, M.Psych. (Editor)Oct 31 2018A recent study published online in the Journal of Molecular Diagnostics demonstrated that Droplet Digital PCR (ddPCR) technology can be used to detect mutations in a region of our DNA that is linked to many cancer types, paving the way for the development of new cancer diagnostics and therapies.Two mutations in the promoter region of the TERT gene, where gene expression is initiated, are highly prevalent throughout many cancer types. The mutations range in frequency from 10 to 70 percent in melanoma, glioblastoma, and thyroid and liver cancers among others, and could serve as potential biomarkers in diagnosing and monitoring patients.”We wanted to develop ddPCR assays for these TERT promoter mutations since they are very frequently mutated in melanomas, including the one third of melanoma patients who are lacking BRAF and NRAS mutations,” said Dr. David Polsky, MD, PhD, a professor of dermatologic oncology at NYU Langone and a senior investigator on this study. “We hope that multiple groups can use these assays in various cancer types and that detecting and quantifying these TERT promoter mutations will be useful in the evaluation and management of cancer patients.”Related StoriesStudy reveals link between inflammatory diet and colorectal cancer riskCancer killing capability of lesser-known immune cells identifiedHow cell-free DNA can be targeted to prevent spread of tumorsNext-generation sequencing (NGS) technology has commonly been used to detect disease biomarkers. However, NGS has not proven to be successful at accurately detecting TERT promoter mutations because complexities in the DNA sequence in and around the TERT promoter make amplification by PCR extremely difficult. This limits the read depth of NGS and reduces its sensitivity in detecting mutations. While other detection methods such as quantitative PCR (qPCR) exist, they are not sensitive or precise enough for clinical applications such as monitoring cell-free DNA in plasma.To overcome these challenges, Dr. Polsky and his colleagues at NYU Langone Medical Center and its Perlmutter Cancer Center and scientists at Bio-Rad’s Digital Biology Group used ddPCR technology, which can reliably detect and quantify rare mutations with high sensitivity (<0.1 percent) independent of a reference standard.The researchers developed two ddPCR-based assays to specifically detect the TERT C228T and C250T mutations in clinical samples. The limits of detection for the two assays were 0.062 and 0.051 percent.In addition, the researchers evaluated the clinical application of the ddPCR assays by testing them in both formalin-fixed paraffin-embedded (FFPE) tissues and plasma samples from patients with metastatic melanoma. They found that the assays detected the mutation in 78 percent of samples and yielded no false positives. The test was able to detect mutation frequencies as low as 0.06 percent, demonstrating its high sensitivity."We have found the ddPCR workflow to be quite simple, and we estimate that the cost of the assays would be amenable to patient monitoring, where it would need to be repeated periodically as part of medical care," said Dr. Polsky.Source: http://www.bio-rad.com/last_img read more

Researchers identify potential target for new breast cancer treatments

Source:https://www.kcl.ac.uk/lsm/schools/basic-and-medical-biosciences/newsrecords/2018/dec/fight-against-breast-cancer-new-target-identified.aspx Reviewed by James Ives, M.Psych. (Editor)Dec 18 2018Researchers from the School of Basic & Medical Biosciences have identified a potential target that could lead to new treatments for triple negative breast cancer.One in five patients with breast cancer are diagnosed with triple negative breast cancer, a cancer type where tumour cells don’t have receptors for oestrogen and progesterone, or the Her2 protein. Because of this, hormone treatments and the targeted drug Herceptin don’t work in patients with this type of cancer.To improve outcomes for women with this form of cancer, research that could increase the available treatment options is vital.In a paper published in Clinical Cancer Research, King’s researchers have identified a potential avenue for developing new treatments. They found that many triple negative breast cancer tumours have a molecule on their surface called folate receptor alpha, and that antibodies for the receptor can be targeted directly to these cancer cells.Related StoriesSpecial blood test may predict relapse risk for breast cancer patientsStudy reveals link between inflammatory diet and colorectal cancer riskCancer killing capability of lesser-known immune cells identifiedThe research suggests that antibody immunotherapies could be effective, as these prime the immune system to recognise and attack cancer cells. Possible new treatments could also link antibodies for the receptor molecule to drugs that attack cancer cells and target the treatment directly to tumours.The researchers used a range of methods to understand how the antibodies might be targeted. They looked at Folate Receptor alpha expression in samples from over three thousand triple negative breast cancer tumours. They also looked at the effects of antibodies on folate receptor alpha in cells in a dish, and in tumour xenografts.Dr Sophia Karagiannis, Reader in Translational Cancer Immunology at St John’s Institute of Dermatology said: At the moment, the research shows that Folate Receptor alpha might be a potential target for new treatments, but it will take time to develop effective treatments, and to run the clinical trials required to make sure the treatments are safe and effective.Professor Andrew Tutt, Director of the Breast Cancer Now Research Unit at King’s College London said: “Having identified antibodies against this novel target that are able to restrict the growth of Triple Negative Breast Cancer cells in the laboratory, we are now concentrating on bringing forth a new generation of more effective antibody therapy approaches. Our ultimate aim is to translate the most promising of these to clinical testing in patients.” “Through our combined strengths in breast cancer biology, cancer immunology, antibody engineering, and translation of targeted therapies at the Breast Cancer Now Unit at King’s, we are able to venture beyond existing conventional treatments, identify new targets on cancer cells and develop new agents for therapy never before examined in breast cancer.””But it’s important to remember that this research is at an early stage, and further work is needed in the laboratory before we know if these could develop into treatments for patients.” read more

Zuckerberg acknowledges mistakes as Facebook turns 14

Citation: Zuckerberg acknowledges ‘mistakes’ as Facebook turns 14 (2018, February 5) retrieved 18 July 2019 from https://phys.org/news/2018-02-zuckerberg-acknowledges-facebook.html “Over the years, I’ve made almost every mistake you can imagine,” the Facebook co-founder said on his personal page.”I’ve made dozens of technical errors and bad deals. I’ve trusted the wrong people and I’ve put talented people in the wrong roles. I’ve missed important trends and I’ve been slow to others. I’ve launched product after product that failed.”The post, a reflection of the 14 years since Zuckerberg launched Facebook as a Harvard student, was the latest to acknowledge problems in the social network that has grown to some two billion users but has also been criticized for enabling misinformation and manipulation.In recent weeks, Facebook has unveiled steps to refocus on family and friends, even if that means people spend less time on the network.Monday’s post suggested a continual re-evaluation of how Facebook works.”The reason our community exists today is not because we avoided mistakes,” Zuckerberg wrote.”It’s because we believe what we’re doing matters enough to keep trying to solve our greatest challenges—knowing full well that we’ll fail again and again, but that it’s the only way to make progress.” © 2018 AFP Mark Zuckerberg offered fresh self-criticism Monday, acknowledging making numerous mistakes in building the world’s biggest social network as Facebook marked its 14th birthday. Explore further CEO Mark Zuckerberg marked the 14th anniversary of the founding of Facebook with reflections on mistakes he has made in building the biggest social network Facebook to deliver more local news to US users This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. read more